Because I am an Independent Contractor, I am able to offer

classes at a VERY REASONABLE, per session rate:

ONLY $ 7.00 for each 50 minute session! (Students may

sign up for more than one session, if they so desire).

I am not working for an agency; therefore, there is virtually,

no overhead costs.  Certainly, I have to pay for monthly,

inter-net access fees; but, the cost is nominal.  Also, since

payment is able to be deposited, directly, to my Wells Fargo

bank account, there are no fees for the cost of money

transfer, involved. 

As an alternative, for those who are not able to make

 deposits at a Wells Fargo or Waicovia bank, payments

can be made via PayPal.  All payments must be made,

1 week in advance of the class session; but, not until

 the class schedule has been agreed upon.

When you contact me, I will be able to provide you with

information, regarding payments.

Thank you for choosing me, Philip